Booking last-minute hotels on a quick cross-country road trip taught us the value of using CASH to book last-minute budget hotels. We never paid more than $60 a night for hotels that were basic but adequate. This experience makes me question the value of hotel points that I have been saving.
I am currently using and paying a $450 annual fee on each of these cards. I think that the benefits of these cards are valuable enough that I may keep them indefinitely.
You can use points to pay for the total cost of Chase Ultimate Rewards cruises. These rewards are earned with several Chase cards. You can redeem Ultimate Rewards online to book airfare, hotels, and cars, but cruise redemptions must be done over the phone with a cruise specialist.
You can book cruises with Marriott points. You must call the Marriott cruises website to use the points to book a cruise. You can also choose to get Marriott Rewards points when you book online through the Marriott cruises website or by phone with a representative.
When the annual fee became due on my American Express Platinum card, I called the retention department and told them I was thinking of cancelling my card. They offered me 25,000 Membership Reward points if I would keep the card. I took the deal.
We have saved about 17% on our recent booking using Carnival cruise discounts. We booked an early saver rate and then took advantage of several opportunities as they came up.
Our Chase IHG cards give us a free night certificate every year. This year we’ve each booked a Holiday Inn beach resort in back-to-back reservations. Hopefully the kids will enjoy the in-house water park as well as the beach during our weekend getaway later this month.
About a week ago I applied for a new Chase Sapphire Preferred card. Today I got the denial letter–“too many credit cards opened in the last two years.” This is my first encounter with Chase’s 5/24 rule.
Our family took numerous flights this spring. In each case we had to decide whether we would redeem airline miles or pay cash for tickets. In most cases, we used miles if we could get a valuation of at least 1.5¢ per mile for our airline miles.
This is a review of the American Express Centurion lounge at the Dallas (DFW) airport. I’ve posted the bar and massage menus, and give you my take on whether or not it’s worth holding the AMEX Platinum card with its $450 fee just so you can get Centurion Lounge access.