American Airlines / Award travel / banking

Why I No Longer Collect American Airlines Miles

Useless AAdvantage Miles

I no longer try to amass American Airlines AAdvantage miles from credit card sign ups and BankDirect checking accounts.  Award availability on American and its partners has been so scarce recently that I haven’t made any AAdvantage mile redemptions this year!


Earning Miles and Points With Your Investment Portfolio

Miles and points can be an added “dividend” when you have stocks, bond, or cash invested with banks and brokerage houses. Earning miles and points should be secondary to ensuring investment returns, but can be done easily while sticking to an investment plan.

Award travel / banking / Credit and Debit Cards / etc.

My Battle With the Chase 5/24 Rule

About a week ago I applied for a new Chase Sapphire Preferred card.  Today I got the denial letter–“too many credit cards opened in the last two years.”  This is my first encounter with Chase’s 5/24 rule.

adventure / banking / Camping / etc.

5000 Mile Roadtrip Georgia to Quebec Completed!

Beach at Forillon National Park Gaspe

We just put 5000 miles on my new car by driving from middle Georgia to the end of the Gaspe peninsula in Quebec and back.  We liked the Gaspe but were also enjoyed New Brunswick and the Blue Ridge and Skyline Parkway drives.

Airport Lounges / banking / Credit and Debit Cards

PreTrip Planning–Part 4–Credit and Debit Cards

This is my least favorite part of trip planning–deciding what credit and debit cards to take on the trip, and notifying the banks that I will be traveling.  We like to take a several debit and credit cards from different banks.  The main criterion for the cards is that the underlying bank doesn’t charge a Foreign Transaction Fee.  Some banks will tack on a 3% fee, and we’ll use their cards only in emergencies.  The following cards charge no foreign transaction fees and will be the cards we will be taking. Credit Cards Priceline Rewards Visa It seems like

American Airlines / banking / Carnival / etc.

Should I Buy Carnival Stock (CCL) for the Shareholder Credit? (Yes)

I am always pleased when I can combine investment goals with schemes to save money on travel.  Two examples of this are moving investment funds to Fidelity to earn airline miles, and opening BankDirect accounts to earn American Airlines miles.  One of the ways you can do this to save money on cruises is to buy Carnival or Royal Caribbean stock to get on board credit. I am going to discuss Carnival stock today because I have experience using the on-board credit as a stockholder.  To get the credit you must own 100 shares of Carnival stock.  The amount

American Airlines / Award travel / banking / etc.

Should I Keep My Delta SunTrust Debit Card?

Here it is–the 25th of July, and I have taken my Delta SunTrust debit card and tucked it into bed in the sock drawer.  Yesterday I made one last trip for some money orders, and now I’m probably going to wait for my SkyMiles to post to my account, and then call and cancel the card. As of today, the 25th of July, the miles-earning capabities have changed drastically as SunTrust has new terms and conditions for this card.  I wrote the details about the upcoming changes in this post from May when I received my letter from SunTrust. 

American Airlines / Award travel / banking / etc.

What Credit Cards I’m Using Now

The most common question I get is “When is your next trip?’  The second most frequent question is from a certain subset of traveling friends who want to know what credit cards they should be applying for, and what credit cards I’m using now.  They know that the bulk of my travel is paid for by credit card bonuses.  I am not a credit card affiliate marketer, so I think that my advise is pretty much impartial.  This post is for those of you who have been wondering “what I’ve been up to lately” with my credit cards. We

Award travel / banking / Credit and Debit Cards / etc.

Demise of the Suntrust Delta Debit Card

For the last few years I have been using the SunTrust SkyMiles Debit Card to easily add SkyMiles to my Delta account.  There was no limit to the number of miles you could earn!  I did not abuse this card as much as some have, but I have probably added about 50K SkyMiles to my account using this method over the last couple of years.  It has proved to be a reliable, steady, and low-cost way to amass Delta miles. Two days ago I received a letter that the program was finally changing effective July 25, 2015.  There are